Delhivery’s financial arm has secured a Type II NBFC license from the Reserve Bank of India. This regulatory milestone allows the logistics leader to launch digital credit solutions.
Type II
NBFC License Type
⏳ Time Machine
How today’s news fits into the bigger picture
10 years ago
Back in 2016, Delhivery was focused entirely on expanding its physical pin-code reach across tier-two cities.
Last year
In 2025, Delhivery formally incorporated its financial services subsidiary with the intention of applying for an NBFC license.
Last month
The company conducted internal beta tests of its credit underwriting algorithms using historical merchant shipping data.
Yesterday
Delhivery’s legal team completed the final compliance checks required for the RBI license submission.
Today
The logistics giant officially received the RBI Type II NBFC license to offer digital credit solutions.
What happens next?
By mid-2027, Delhivery aims to partner with major public banks to co-lend large-scale credit lines to industrial logistics clients.
Delhivery is stepping directly into the fintech arena. Its subsidiary has received the coveted Non-Banking Financial Company (NBFC) license from the central bank. This strategic move enables Delhivery to offer customized working capital loans directly to the thousands of small merchants who use its delivery network. Traditionally, these small-scale sellers struggle to secure quick credit from traditional banks due to a lack of collateral. By analyzing transaction history and shipping data, Delhivery can instantly assess credit risk. This launch transforms logistics into an integrated financial and supply chain engine.
💭 If you're wondering…
No, the Type II NBFC license is strictly for lending using Delhivery's own capital or funds borrowed from institutional investors.
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