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2026-07-16

4.4 · Dynamic Capital & Regional Crises

A collection of Euro banknotes representing wealth, savings, and European economy.
📷 Willfried Wende
01🏦 Banking

Union Bank's Big Profits: But Why Are Deposits Growing So Slowly?

7 min read
🏦 Banking

Union Bank of India posted a robust Q1 FY27, with standalone net profit soaring almost **30%** to **₹5,332 crore**. Despite strong asset quality improvement and healthy loan growth, a sluggish **3.5%** deposit growth raises questions about funding future expansion.

Banking sector performance indicators (NII, NIM, NPA, Advances, Deposits, CASA)Public Sector Bank (PSB) financial health and recovery trendsImpact of credit-deposit ratio on bank liquidity and profitability
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