Central Bank of India reported a 13.2% rise in net profit to ₹1,324 crore for Q1 FY27, alongside significant improvements in its with declining Gross and Net NPAs [cite: 91, search_result_1].
₹1,324 crore
Q1 FY27 Net Profit
Q1 FY26: ₹1,169 crore→₹1,324 crore
📊 One chart explains it
Central Bank of India Net Profit (Q1 FY26 - Q1 FY27)
Takeaway: Central Bank of India has shown consistent growth in net profit over the last five quarters, reaching ₹1,324 crore in Q1 FY27.
⏳ Time Machine
How today’s news fits into the bigger picture
Feb 2023
Removed from PCA Framework
The RBI removed Central Bank of India from its Prompt Corrective Action (PCA) framework, imposed due to high NPAs and low capital, signaling a significant improvement in its financial health.
July 2025
Q1 FY26 Results Show Recovery
The bank reported a net profit of ₹1,169 crore for Q1 FY26, marking a turnaround with improving and a return to consistent profitability after several challenging years.
Oct 2025
Continued NPA Decline
Q2 FY26 results continued the positive trend, with Gross NPAs further decreasing to 4.70% and Net NPAs to 1.35%, solidifying the bank's recovery trajectory.
Today
Central Bank of India reported a 13.2% rise in Q1 FY27 net profit and improved asset quality.
What happens next?
The bank will likely focus on sustaining asset quality gains and boosting credit growth, with Q2 FY27 results expected around October 2026.
Central Bank of India has announced strong results for the first quarter of fiscal year 2026-27 (Q1 FY27), with standalone net profit increasing by **13.2% year-on-year to ₹1,324 crore**. This positive performance was supported by a healthy 11.5% growth in Net Interest Income (NII) to **₹3,450 crore** [cite: search_result_1]. Crucially, the bank demonstrated significant improvement in asset quality, with its Gross Non-Performing Assets (NPA) ratio dropping to **3.85%** from 4.70% a year ago [cite: search_result_1]. Net NPA also improved, falling to **1.05%** from 1.35% [cite: search_result_1]. Advances grew by 10.2% and deposits by 8.8%, indicating a healthy balance sheet expansion [cite: search_result_1].
💭 If you're wondering…
NII is the core earning of a bank. It's the difference between the interest a bank earns from its loans and investments, and the interest it pays out to depositors and on borrowings.
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