2026-07-19

40 · India's Economy Navigates Global Shocks & Domestic Innovation

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Giant Bank Posts Modest Profit: Why Did Margins Shrink?

🏦 Banking↺ from 19 Jul

HDFC Bank reported a 5% rise in standalone net profit for Q1 FY27 to ₹19,060 crore, but its Net Interest Margin (NIM) hit a record low of 3.26%, signaling ongoing challenges in profitability despite robust growth in deposits and advances. The bank also saw a marginal sequential increase in bad loans.

Net Interest Margin→Asset Quality Review→Repo Rate

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