Central Bank of India reported a robust **30% year-on-year growth in ** for Q2 FY27, reaching ₹3.81 lakh crore. This strong credit expansion significantly outpaced , highlighting aggressive lending in the quarter.
₹3.81 lakh crore
Gross Advances (Q2 FY27)
Q2 FY26: ₹2.93 lakh crore→₹3.81 lakh crore
⏳ Time Machine
How today’s news fits into the bigger picture
March 2018
RBI Imposes PCA Framework
Central Bank of India was placed under RBI's Prompt Corrective Action (PCA) framework due to high non-performing assets and low capital ratios, restricting its lending and expansion activities.
June 2022
Exited PCA Framework
After four years, the RBI removed Central Bank of India from the PCA framework, acknowledging improvements in capital adequacy, , and leverage. This allowed the bank to resume normal lending and expansion.
Q2 FY26 (Sep 2025)
Credit Growth at 18.25%
For Q2 FY26, Central Bank of India reported an 18.25% year-on-year growth in , a healthy but less aggressive pace compared to the current quarter.
Q1 FY27 (June 2026)
Advances Growth at 25.04%
The bank saw its grow by 25.04% year-on-year in Q1 FY27, indicating a steadily accelerating trend in its lending activities leading up to the current quarter.
Today
Central Bank of India announced provisional Q2 FY27 updates, showing a 30% YoY growth in gross advances.
What happens next?
The bank is expected to release its full Q2 FY27 financial results, including detailed profitability and asset quality metrics, later this month.
Central Bank of India has announced a substantial **30% year-on-year increase in its gross advances**, or loans, for the second quarter of the fiscal year 2027, with the total reaching ₹3.81 lakh crore. Deposits also saw a healthy rise of 8.43% year-on-year, touching ₹5.50 lakh crore. While these business updates show strong operational growth, the full picture including net interest income, asset quality, and profitability metrics will be released later this month. The bank's Current Account Savings Account (CASA) ratio stood at a healthy 48.74%, indicating a stable and low-cost funding base. This provisional data suggests a strong performance driven by increased lending activity.
💭 If you're wondering…
Gross advances refer to the total amount of loans and credit facilities provided by a bank before accounting for any provisions for bad loans. It indicates the bank's total lending activity.
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Official sources
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